PML — Private Money Lender. PayMyLoan.ai. Both sides of the deal.
From pitch
to payoff.
One platform.
by PayMyLoan.ai
The pitch. The loan request. The commitment. Payment processing. The payoff. All in one place — for borrowers and lenders alike.
One platform. Six problems solved.
PML takes the chaos out of private lending — giving borrowers clarity and lenders control, so every deal closes clean.
From pitch to payoff in one place
- →All loans in one dashboard
- →Generate pitches & commitment letters
- →Automated payments — never miss again
- →Instant payoffs & PML rating
Know who paid, what's owed, what's next
- →Payment tracking across all borrowers
- →Vet borrowers before committing capital
- →Generate commitment letters & payoffs
- →Control visibility in the marketplace
Clean records, zero chasing
- →Principal vs. interest split on every payment
- →Every loan tied to a property
- →Exportable records — no manual entry
- →No more monthly emails asking for details
Year-end ready — one click
- →Interest income/expense clearly separated
- →Every loan documented by property
- →Full year report — exportable instantly
- →No digging through emails for records
Payoffs before closing day — not after
- →Instant payoff statements sent directly
- →Both parties confirmed on same number
- →No last-minute scrambles at the table
- →Clean closing every time
Mortgagee clause — accurate every time
- →Lender info pulled from PML profile
- →Mortgagee clause always up to date
- →No manual requests for lender details
- →Every property, every loan, documented
Two investors. Same business. Different tools.
- ✗Borrower: no idea who to call to get a quick answer from the lender
- ✗Borrower: loans scattered across 3 banks, 2 private lenders, and a spreadsheet
- ✗Borrower: bookkeeper hounding you every month to explain which loan is which
- ✗Lender: no idea who paid, how much, or when — until something goes wrong
- ✗Lender: closing day scramble to calculate the payoff while title is waiting
- ✓Borrower: all loans in one place — every balance, every payment, every property
- ✓Borrower: send your pitch + commitment letter to a lender in minutes
- ✓Borrower: payoff generated instantly — no waiting, no back-and-forth
- ✓Lender: know exactly who paid, what amount, and when — in real time
- ✓Lender: interest tracking and payment history handed directly to your bookkeeper
Private money lending runs on chaos. It doesn't have to.
“Building a pitch takes forever.”
Formatting a deal summary, loan request, and commitment letter for each lender is hours of manual work. PML generates all of it in minutes.
“The commitment letter is somewhere in my email.”
Commitment letters get buried in threads, unsigned, or lost. PML keeps every commitment tied to the loan from day one.
“Payment processing is a mess.”
Manual wires, Zelle, checks — no consistent system. PML centralizes payment processing so every transaction is tracked and confirmed.
“Where's the borrower application?”
Lenders need a standardized application from every borrower before committing. PML gives borrowers a built-in application that feeds directly to the lender.
“I need to verify who I'm lending to.”
Entity lookup, background check, credit history — lenders are putting up real capital and need to vet borrowers before signing. PML centralizes that due diligence in one place.
“I don't have consistent deal flow.”
Lenders with capital sitting idle need qualified borrowers to find them. PML's marketplace connects lenders with vetted deal flow automatically.
“My bookkeeper needs the interest breakdown — again.”
PML tracks principal vs. interest on every payment and exports clean reports your bookkeeper can actually use.
“I forgot to make the payment.”
Manual wires get missed. Late payments damage lender relationships and can trigger default clauses. PML automates payments so nothing slips.
PML fixes both sides.
One platform. Borrowers get clarity, speed, and organization. Lenders get payment tracking, interest records, and instant payoffs. Built for private money.
Everything to run private loans cleanly.
All Loans in One Place
Every private loan, every property, every balance — one dashboard. No more hunting across emails and spreadsheets.
Instant Payoff Statements
Generate a payoff accurate to the day in seconds. Send it straight to title. No waiting on your lender.
Pitch Deck Generator
Fill out your deal inside PML and instantly generate a professional pitch to send to lenders — property details, loan request, terms, and financials all formatted automatically.
Payment Tracking
Know exactly who paid, how much, and when. Every borrower. Every loan. Always current.
Interest Tracking for Bookkeepers
Principal vs. interest split on every payment — clean, exportable, and ready for your bookkeeper or CPA.
Same Numbers, Both Sides
Borrower and lender log in and see the same live data. No disputes. No surprises at closing. Ever.
Both sides see the same truth.
Borrowers and lenders each get a private login with live loan data. What you owe, what you're owed — always in sync.
No more calls asking "what's my balance?" No more disputes at closing. Everyone looks at the same number.
The private money market, in real time.
Every loan request, every active deal, every closed transaction — tracked on PML.
Your reputation follows you.
Every deal, every payment, every loan builds your PML profile. Borrowers find lenders. Lenders vet borrowers. Both sides know exactly who they're dealing with.
The Private Money Marketplace.
Where borrowers with deals connect directly with lenders who have capital ready to deploy. Inside PML, borrowers can generate a pitch deck, create a commitment letter, and get funded — all in one place.
Browse Borrowers Looking for Capital
See a live feed of borrowers actively seeking funds. View each borrower's PML profile — loans history, payment track record, total borrowed — before committing a dollar.
- →Browse active loan requests with full deal details
- →View each borrower's PML Rating + full profile before committing
- →Send term sheets directly inside the platform
- →Build your lender profile — deals funded, capital deployed, response time, rating
Both Sides Build Credibility.
Borrowers and lenders each earn a public PML profile based on their real track record on the platform.
Your loans,
organized.
PML — PayMyLoan.ai
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